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💰 US Crypto Tax Quick Reference (2026)
Tax Rate
Single
Married Filing Jointly
Head of Household
0%
$0 – $48,350
$0 – $96,700
$0 – $64,750
15%
$48,351 – $533,400
$96,701 – $600,050
$64,751 – $566,700
20%
$533,401+
$600,051+
$566,701+
⚠️ Short-term capital gains (held < 1 year) are taxed as ordinary income (10%–37%). ✅ Long-term capital gains (held ≥ 1 year) use the rates above. This is not tax advice — consult a CPA.